Rates, prices & politics, oh my!
Read all about how rising property prices, the federal election, and predicted decline of interest rates could impact your plans this April.
How do Construction Loans work?
If you’re planning to build your own home, a construction loan could help finance your project. Unlike standard home loans, construction loans provide funds progressively in stages as your new home is built. Here are a few of the key points you should consider.
Negative gearing explained
Negative gearing is a popular investment strategy in Australia, but it’s also a term that often comes up in the media, particularly when there’s an election looming, like right now.
What the Federal Budget means for Home Buyers
It’s Federal Budget time, so let’s cut to the chase. What’s in it for aspiring homeowners looking to purchase a property in 2025?
Renovation mistakes that could cost you
Renovating can be a great way to add value to your property, improve your living space, or boost your rental return. But before you start knocking down walls, there are a few key things to consider. A renovation can quickly turn from a smart investment into a financial headache if you don’t plan properly. Here’s […]
Is now a good time to buy?
The Reserve Bank of Australia (RBA) has cut the cash rate and interest rates have come down. So, is now a good time to buy property? The answer depends on your unique circumstances and goals. But generally speaking, it’s always best to get a leg up on the property ladder sooner rather than later. Here […]
How a redraw facility can help you
Managing your home loan well can give you more flexibility and help you pay off your mortgage sooner. A redraw facility could be one way to reduce interest costs while still having access to extra funds when you need them. Here’s what you need to know. What is a redraw facility? A redraw facility […]
Golden Insights for March
Millions of borrowers with a variable home loan have seen their interest rates drop in recent weeks after the Reserve Bank of Australia’s cash rate cut. The announcement was welcome news for those struggling with cost-of-living pressures. For someone with a $600,000 mortgage and 25 years left on their loan, the cash rate cut meant […]
Financially speaking, here’s what’s going on this February.
It was the news homeowners across the nation had been waiting to hear. The Reserve Bank of Australia (RBA) has cut the cash rate. The majority of new home loans in Australia in 2024 are variable – estimated at 98 per cent – while only 2 per cent are fixed, so there are bound to be a […]
Your guide to strata fees
When purchasing a property, particularly an apartment, townhouse, or unit, it’s important to consider the ongoing costs beyond your mortgage repayments. One of these key expenses is strata fees, which help cover the maintenance and management of shared spaces within the complex. If you’re planning to buy a property under a strata scheme, understanding these fees […]