Kickstart 2025 with smart money habits
The new year is all about fresh starts. With 2025 fast approaching, it’s the perfect time to reflect on your finances and take steps to set yourself up for success. The holiday season may bring extra expenses, but it’s also an opportunity to start building better financial habits for the year ahead. Here’s how to […]
2024 in review, what to expect from 2025
Can you believe the year is almost over? With the end of 2024 fast approaching, it’s time to take a look at the highlights reel of what happened in the property world this year and what’s in store for 2025. Reflecting on 2024 Interest rates remained flat The Reserve Bank of Australia (RBA) kept the cash rate […]
Bridging Loans: A solution for buying before selling
In a fast-moving property market, timing is everything. You may find your dream home before selling your current one, but without the right financial solution, you could miss out. That’s where a bridging loan can help. A bridging loan allows you to buy your next home before selling your current property, giving you the financial flexibility to secure […]
Why choose a mortgage broker to refinance?
Did you know that seven out of 10 borrowers use a mortgage broker? During the June 2024 quarter, mortgage brokers wrote 73.7% of all new home loans in Australia – the second highest result on record. When it comes to refinancing, many borrowers choose to use a mortgage broker for peace of mind that switching is […]
Will house prices keep rising in 2025?
Amid cost-of-living pressures and mortgage repayment stress, there has been some good news for homeowners. Property prices have continued to rise for months on end across the nation. In October, data from CoreLogic showed property values increased by 0.3% nationally. It was the 21st consecutive month of price growth across the country. Recently, Australia’s property market also […]
3 must-know tips to limit surprises on settlement day
Settlement day marks the long-awaited moment when you become the legal owner of your new home, and while it’s thrilling, it can also bring a few last-minute challenges. With the right preparation, though, you can help ensure a smooth handover and avoid surprises. Here’s your guide to navigating potential settlement pitfalls and making your big […]
5 tips for choosing a property manager for your rental
When you rent out your investment property, you can choose to manage the property yourself or get a professional property manager to do the hard yards for you. The key benefit of getting someone else to manage your property is the convenience factor. You won’t be the one organising tradespeople if the property floods or […]
What type of home loan do I need?
When you’re new to buying property, choosing a home loan can be overwhelming. There are dozens of different lenders out there all offering different types of mortgages. So, which is right for you? A mortgage broker can help you select the right home loan, based on your specific financial situation and goals. Here are some […]
When will interest rates drop?
Homeowners have been waiting with bated breath to see when the Reserve Bank of Australia (RBA) will cut the cash rate. It’s been on hold at 4.35% since November 2023. Some hoped a cash rate cut may come after the US Federal Reserve cut interest rates by 0.50 per cent last month, joining other countries like […]
5 common reasons home loan applications are rejected
Applying for a home loan is both exciting and stressful. When you are successful, there’s nothing like receiving that green light from a lender to say you’re on the home run to securing your dream home. But it’s important to be aware that even if you do have pre-approval, you can be knocked back for […]