Renovation mistakes that could cost you
Renovating can be a great way to add value to your property, improve your living space, or boost your rental return. But before you start knocking down walls, there are a few key things to consider. A renovation can quickly turn from a smart investment into a financial headache if you don’t plan properly. Here’s […]
Is now a good time to buy?
The Reserve Bank of Australia (RBA) has cut the cash rate and interest rates have come down. So, is now a good time to buy property? The answer depends on your unique circumstances and goals. But generally speaking, it’s always best to get a leg up on the property ladder sooner rather than later. Here […]
How a redraw facility can help you
Managing your home loan well can give you more flexibility and help you pay off your mortgage sooner. A redraw facility could be one way to reduce interest costs while still having access to extra funds when you need them. Here’s what you need to know. What is a redraw facility? A redraw facility […]
Golden Insights for March
Millions of borrowers with a variable home loan have seen their interest rates drop in recent weeks after the Reserve Bank of Australia’s cash rate cut. The announcement was welcome news for those struggling with cost-of-living pressures. For someone with a $600,000 mortgage and 25 years left on their loan, the cash rate cut meant […]
Financially speaking, here’s what’s going on this February.
It was the news homeowners across the nation had been waiting to hear. The Reserve Bank of Australia (RBA) has cut the cash rate. The majority of new home loans in Australia in 2024 are variable – estimated at 98 per cent – while only 2 per cent are fixed, so there are bound to be a […]
Your guide to strata fees
When purchasing a property, particularly an apartment, townhouse, or unit, it’s important to consider the ongoing costs beyond your mortgage repayments. One of these key expenses is strata fees, which help cover the maintenance and management of shared spaces within the complex. If you’re planning to buy a property under a strata scheme, understanding these fees […]
Is a Fixed or Variable rate better? What path to take in 2025
The Reserve Bank of Australia (RBA) has cut the cash rate, and it seems likely there will be more cuts to come in 2025. All Big Four banks are anticipating at least two cuts this year and some say there may be up to five cash rate reductions. So, should borrowers opt for a variable home loan […]
Has the property market peaked?
In recent months, we’ve seen a definite shift in the property market. It’s left one question on many aspiring property owners’ lips: Has the property market peaked? If you’re looking to make the most of falling interest rates and buy a home or an investment property in 2025, it’s important to be up to speed […]
How we can help you this year?
Change is on the horizon, here’s how we’ve got your back.
New Year, New Horizons.
Here’s what the start of 2025 is looking like for your finances.