Low Deposit Home Loans
Get a foot on the property ladder
with a low deposit home loan
If saving a 20% deposit to put towards your first property seems out of reach, a low deposit home loan could help you break into the market sooner.
A popular choice for first home buyers, a low deposit home loan or 5% deposit home loan will let you borrow up to 95% of the purchase price. It can save you years of trying to pull together a bigger deposit, which in a growing market could ensure you aren’t priced out.
It can be difficult as a first homeowner to know what low deposit home loan choices will suit your needs. Our experts can talk you through the options available and assess your financial situation to ensure your repayments will fit comfortably within your budget.
01 — Calculators
Plan your numbers with confidence.
02 — The AFH Advantage
Finance. Done Right.
Personalised Service
Real people. Clear advice. Responsive support at every stage of your journey, from first enquiry to settlement and beyond.
Decades of Experience
Deep industry knowledge across residential, commercial and investment finance, guiding clients through every market cycle with confidence.
Connected Wealth Expertise
Residential finance, commercial lending and property strategy aligned under one integrated ecosystem designed for smarter wealth creation.
Partnerships for the Long Run
We build relationships that evolve with you, supporting every milestone from your first property to portfolio expansion.
Built on Security
Your data, assets and financial future are handled with the highest levels of compliance, transparency and care.
Strategy Before Structure
We start with your long-term vision, then design lending solutions to match, never pushing products that don’t serve your goals.
Results That Speak
A strong history of successful approvals, competitive structures and smart lending outcomes tailored to individual goals.
03 — Who We Are
One group. Multiple pathways to wealth.
04 — Reviews
What our clients say.
5.0
★★★★★ Rated 5 out of 5
I was extremely happy working with Australian Finance Hub. I felt well supported throughout the process of securing a home loan from start to finish and will be recommending the team to my friends and family. Daro answered every question I had, was always available to talk through the process and made the experience feel smooth and stress free. Thank you again Daro and Shane!!!…
Tori
5.0
★★★★★ Rated 5 out of 5
My sincerest gratitude to Shane and the team for all their hard work in organising my investment loan.I've used AFH 3 times for my financial needs and I can attest to their professionalism and care.I love how they are a one stop shop for securing your future.. 5 stars..…
Vince
5.0
★★★★★ Rated 5 out of 5
Working with Slav from Australian Finance Hub was a game-changer for us! Their expertise and dedication made the mortgage process smooth sailing. They listened to our needs, found us a fantastic deal, and guided us every step of the way. Thanks to their personalised approach, we're now proud homeowners. Highly recommend their services to anyone in need of a reliable mortgage broker!…
Dani
5.0
★★★★★ Rated 5 out of 5
I recently had the pleasure of working with Australian Finance Hub and cannot recommend their services highly enough. From start to finish, Shane and Daro demonstrated professionalism, expertise, and a genuine commitment to helping me achieve my financial goals.What stood out most was their personalized approach. Unlike other brokers I've encountered, They took the time to understand my unique fin…
Kristian
5.0
★★★★★ Rated 5 out of 5
I would highly recommend AFH. My broker was Slav and he went above an beyond to help and guide. He made the process simple and was informative and approachable at every step of the journey. Can't go wrong with him.…
Michael
5.0
★★★★★ Rated 5 out of 5
The team at Australian Financial Hub have always been so easy going and supportive! Especially Daro who was always helpful, kind and made everything so smooth sailing for my experience in purchasing my first home! Thanks again guys I definitely will be recommending to my family and friends!…
Stella
5.0
★★★★★ Rated 5 out of 5
Branislav and Shane were very helpful throughout the entire process. We would definitely recommend them and look forward to continuing to work with them again in the future…
Rocco
5.0
★★★★★ Rated 5 out of 5
Slav, Shane and the team were amazing. They go above and beyond and are great at communicating every step of the way. Would definitely recommend and use again!…
Ashley
5.0
★★★★★ Rated 5 out of 5
I just want to thank Shane Petros and his team for his hard work in securing a mortgage for us, I couldn't have done it without Shane's experience and his honest advice. Thanks Australian finance hub.…
Harout
5.0
★★★★★ Rated 5 out of 5
I had the best experience in getting my home loan with Branislav. He made things really easy for me to understand and advised me the best option for long term benefits. Honestly Branislav is the best broker in the business. Very fast approval and amazing service. I highly recommend reaching out to Branislav if anyone is looking for a home loan. Thank you so much for your help mate…
Christian