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Low deposit home loans

Get a foot on the property ladder with a low deposit home loan

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Borrow up to 95% of the purchase price by meeting some additional lending criteria

If saving a 20% deposit to put towards your first property seems out of reach, a low deposit home loan could help you break into the market sooner.

A popular choice for first home buyers, a low deposit home loan or 5% deposit home loan will let you borrow up to 95% of the purchase price. It can save you years of trying to pull together a bigger deposit, which in a growing market could ensure you aren’t priced out.

It can be difficult as a first homeowner to know what low deposit home loan choices will suit your needs. Our experts can talk you through the options available and assess your financial situation to ensure your repayments will fit comfortably within your budget.

01. Service

We take the hassle out of finding the best deal.

02. Experience

We have the knowledge and relationships to fast track your goals.

03. Proven Track Record

We have helped hundreds of Australians secure competitive loans.

04. Security

We work with trusted lenders so you can feel safe.

Use our home loan calculators to plan your next move.

How much can I borrow?

Calculate how much you can borrow.
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What are my repayments?

See how much your repayments will be.
Calculate

Australian Finance Hub is your trusted home loan partner.

About Us

5 stars from 300+ reviews.​ Hear what our customers have to say.

5.0
★★★★★ 5/5
Google Reviews
I was extremely happy working with Australian Finance Hub. I felt well supported throughout the process of securing a home loan from start to finish and will be recommending the team to my friends and family. Daro answered every question I had, was always available to talk through the process and made the experience feel smooth and stress free. Thank you again Daro and Shane!!!…

Tori

5.0
★★★★★ 5/5
Google Reviews
My sincerest gratitude to Shane and the team for all their hard work in organising my investment loan.I've used AFH 3 times for my financial needs and I can attest to their professionalism and care.I love how they are a one stop shop for securing your future.. 5 stars..…

Vince

5.0
★★★★★ 5/5
Google Reviews
Working with Slav from Australian Finance Hub was a game-changer for us! Their expertise and dedication made the mortgage process smooth sailing. They listened to our needs, found us a fantastic deal, and guided us every step of the way. Thanks to their personalised approach, we're now proud homeowners. Highly recommend their services to anyone in need of a reliable mortgage broker!…

Dani

5.0
★★★★★ 5/5
Google Reviews
I recently had the pleasure of working with Australian Finance Hub and cannot recommend their services highly enough. From start to finish, Shane and Daro demonstrated professionalism, expertise, and a genuine commitment to helping me achieve my financial goals.What stood out most was their personalized approach. Unlike other brokers I've encountered, They took the time to understand my unique fin…

Kristian

5.0
★★★★★ 5/5
Google Reviews
I would highly recommend AFH. My broker was Slav and he went above an beyond to help and guide. He made the process simple and was informative and approachable at every step of the journey. Can't go wrong with him.…

Michael

5.0
★★★★★ 5/5
Google Reviews
The team at Australian Financial Hub have always been so easy going and supportive! Especially Daro who was always helpful, kind and made everything so smooth sailing for my experience in purchasing my first home! Thanks again guys I definitely will be recommending to my family and friends!…

Stella

5.0
★★★★★ 5/5
Google Reviews
Branislav and Shane were very helpful throughout the entire process. We would definitely recommend them and look forward to continuing to work with them again in the future…

Rocco

5.0
★★★★★ 5/5
Google Reviews
Slav, Shane and the team were amazing. They go above and beyond and are great at communicating every step of the way. Would definitely recommend and use again!…

Ashley

5.0
★★★★★ 5/5
Google Reviews
I just want to thank Shane Petros and his team for his hard work in securing a mortgage for us, I couldn't have done it without Shane's experience and his honest advice. Thanks Australian finance hub.…

Harout

5.0
★★★★★ 5/5
Google Reviews
I had the best experience in getting my home loan with Branislav. He made things really easy for me to understand and advised me the best option for long term benefits. Honestly Branislav is the best broker in the business. Very fast approval and amazing service. I highly recommend reaching out to Branislav if anyone is looking for a home loan. Thank you so much for your help mate…

Christian

We’re here to help. Contact us for expert advice on all your loan needs.

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Australian Finance Hub Pty Ltd ACN 616979689 Credit Representative Number 496108 is authorised under Australian Credit Licence Number 389328. Copyright © 2022 AFH Group. All rights reserved.
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The website provides general advice only. It does not take your specific needs or circumstances into consideration, so you should look at your own financial position, objectives and requirements and seek financial advice before making any financial decisions.

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